Privacy Policy

Your privacy matters to us. This policy explains how we collect, use, and protect your information.

Last Updated: April 19, 2026

1 Information We Collect

We collect information you provide directly to us, as well as information collected automatically when you use our services. This includes:

Personal Information

  • Name, email address, phone number, and mailing address
  • Date of birth and Social Security Number (for identity verification)
  • Employment information including employer name and income details
  • Loan preferences and financial goals

Financial Information

  • Income and employment status
  • Credit history and credit scores (with your authorization)
  • Existing debts and financial obligations

Automatically Collected Information

  • Device type, operating system, and browser information
  • IP address and geographic location
  • Pages visited and time spent on our website
  • Referring website or source
  • Cookie data and usage patterns

2 How We Use Your Information

We use the information we collect to:

Process Applications

Evaluate your loan application and determine eligibility

Match with Lenders

Connect you with suitable lenders in our network

Customer Service

Respond to inquiries and provide support

Improve Services

Enhance our website and user experience

Send Communications

Send important updates and marketing (with consent)

Legal Compliance

Comply with applicable laws and regulations

3 Information Sharing

We do not sell your personal information. We may share your information in the following circumstances:

With Lenders and Partners

We share your information with lenders in our network to process your loan application and provide you with loan offers.

Service Providers

We may share information with third-party service providers who perform services on our behalf, such as payment processing, data analysis, and customer service.

Legal Requirements

We may disclose information if required by law, court order, or government regulation, or if we believe disclosure is necessary to protect our rights.

Business Transfers

In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.

4 Data Security

We take the security of your personal information seriously and implement industry-standard measures to protect your data:

256-bit SSL Encryption

All data transmitted is encrypted

Secure Servers

Data stored in protected facilities

Access Controls

Limited employee access only

Important: While we implement robust security measures, no method of transmission over the internet is 100% secure. We cannot guarantee absolute security.

5 Cookies & Tracking

We use cookies and similar tracking technologies to enhance your browsing experience:

Essential Cookies

Required for basic site functionality. These cannot be disabled.

Analytics Cookies

Help us understand how visitors interact with our website to improve user experience.

Marketing Cookies

Used to deliver relevant advertisements. You can opt out of these in your browser settings.

Most web browsers allow you to control cookies through their settings. Disabling cookies may affect website functionality.

6 Your Rights

You have certain rights regarding your personal information:

Access

Request a copy of the personal information we hold about you

Correction

Request correction of inaccurate or incomplete information

Deletion

Request deletion of your personal information (subject to legal requirements)

Opt-Out

Unsubscribe from marketing communications at any time

To exercise any of these rights, please contact us using the information provided in the Contact Us section.

7 Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this policy, unless a longer retention period is required by law:

Active application data Duration of application + 7 years
Marketing preferences Until you unsubscribe
Website analytics 26 months maximum
Legal/compliance records As required by law

8 Third-Party Links

Our website may contain links to third-party websites, services, or applications. We are not responsible for the privacy practices of these third parties. We encourage you to review their privacy policies before providing any personal information.

This Privacy Policy applies only to information collected by our website and services.

9 Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children under 18. If we learn that we have collected personal information from a child under 18, we will take steps to delete that information promptly.

If you believe a child has provided us with personal information, please contact us immediately.

10 Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of any material changes by:

  • Posting the updated policy on this page
  • Updating the "Last Updated" date at the top of the policy
  • Sending an email notification to registered users
  • Displaying a notice on our website

We encourage you to review this Privacy Policy periodically for any changes.

11 Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us:

Company Name

Loans of Course

Address

123 Financial Avenue
New York, NY 10001

Phone

1-800-555-0199

Hours

Monday - Friday: 8am - 8pm EST

Compliance & Certifications

SOC 2 Compliant
256-bit SSL
FCRA Compliant
GDPR Ready
CCPA Compliant