Quick 5-Minute Application

Apply for Your Loan Today

Bad credit? No credit? Bankruptcy? Doesn't matter. We approve people that other lenders reject. If you have income, apply now.

All Credit Types OK

Even Terrible Credit

Fast Decision

1

Personal

2

Financial

3

Employment

Loan Application Form

Please fill out all required fields accurately. Your information is secure and encrypted.

Personal Information

First Name *

Last Name *

Date of Birth *

Social Security Number *

Your SSN is required for credit check and identity verification

Email Address *

Phone Number *

Street Address *

City *

State *

ZIP Code *

Time at Address

Loan Details

Loan Type *

Desired Loan Amount *

Estimated Credit Score *

Submit your application to see your options

Purpose of Loan

Employment Information

Employment Status *

Employer Name

Job Title

Monthly Income *

Work Phone

Time at Current Job

Pay Frequency *

Next Pay Date *

I have read and agree to the Terms of Service and Privacy Policy. I authorize Loans of Course to verify my information and obtain my credit report for loan eligibility purposes. * I would like to receive marketing communications about loan products and special offers via email and SMS.

Your information is encrypted and secure. After submission, you'll receive an email with next steps including the processing fee payment.

What Happens Next

After You Submit Your Application

We've made the process simple. Here's what to expect once you submit your loan application.

1

Application Review

We review your application and verify your information within minutes of submission.

2

Credit Check & Fee Payment

A soft credit check is performed. You'll receive an email with instructions to pay the small processing fee to proceed with your application.

3

Quick Decision

After fee payment, most applicants receive a decision within 24 hours. Emergency loan requests may be processed even faster.

4

Fund Disbursement

Once approved, review your loan terms and e-sign your agreement. Funds are typically deposited within 1-2 business days.

Common Questions

What is the processing fee?

The fee varies based on loan amount and type. It covers application processing, credit checks, and document preparation. The exact amount will be shown before you pay.

Will this affect my credit score?

The initial application involves a soft credit inquiry that doesn't affect your score. A full credit check occurs only after you pay the fee to proceed.

What if I'm not approved?

We work with all credit types. If not approved initially, we may offer alternative solutions or suggest improving your credit profile first.

How do I check my application status?

After submission, you'll receive an email with login credentials to track your application status online or via our mobile app.

Need help? Our support team is available to assist you with any questions about the application process. Contact Support →